When you choose to rent an apartment or house, your personal items are not covered if there happens to be a break-in or a fire or some other unfortunate disaster that can cause destruction to your personal belongings, unless you have renter’s insurance.

Renter’s Insurance can cover items ruined during the following natural occurrences, as well as theft.

Fire
Lightening
Windstorm
Hail
Plumbing System Freezing